Test tube baby technology as an assisted reproductive technology,Can help many couples facing fertility difficulties achieve their dream of having children。however,Due to its high cost,Many families may find it difficult to bear。In order to reduce the economic burden,National and local***A series of subsidy and preferential policies have been successively introduced。The following is relevant information organized based on search results:
1. National level IVF preferential policies
– Medical insurance reimbursement:since2023Starting from the year,The maternity insurance system has been implemented nationwide,Include IVF in the scope of maternity medical insurance,And reimburse it。
– Adjustment of threshold:Starting from the year,In terms of personal income tax,The starting point for taxation starts from each month3500Increase the amount of yuan to monthly5000element,And will support the elderly、Education expenditure、Medical expenses for major diseases are included in the scope of special deductions,The cost of IVF treatment can also be declared within it。
– Public welfare fund:The National Health Commission has established the National Human Assisted Reproduction Public Welfare Fund,Intended to provide certain financial support for infertile couples facing economic difficulties。
2. Local level IVF preferential policies
Different regions have formulated corresponding subsidy policies based on their actual situations。Here are some representative examples:
– Beijing:Beijing has implemented maternity insurance+The model of provident fund loans,Couples who meet the conditions can apply for the highest60A provident fund loan of 10000 yuan,And include the cost of IVF in one of the repayment items。
– Jiangsu Province:Jiangsu Province has established a maternity assistance fund,Provide certain financial support and free treatment services to infertile couples facing economic difficulties throughout the province。
– Guangdong Province:Guangdong Province has implemented a maternity subsidy policy,For couples who have completed in vitro fertilization,Can receive a maximum subsidy of 10000 yuan。
3. Special IVF preferential policies for families with special needs
In addition to the general subsidy policies mentioned above,There are also some preferential policies for special families:
– Lost only family:Some provinces and regions have provided subsidies and reimbursement benefits for in vitro fertilization (IVF) in families who have lost their only child。for example,The conditions for families who have lost their only child in Hubei Province to apply for in vitro fertilization subsidies include that the female partner must be at least one year old35One year old less than or equal to49One year old,Strict medical evaluation is required,Both men and women have physical conditions that meet the requirements for applying assisted reproductive technology, etc。
– Military couple:If it is an infertile couple,Couples of childbearing age diagnosed with infertility in military or local tertiary hospitals or above,You can enjoy the policy of free IVF testing for military personnel at designated military district hospitals。
matters needing attention
Despite these subsidy and preferential policies,But there are still some problems in actual implementation,If the source of funds is insufficient、Multiple institutions overlap、Low policy transparency。therefore,It is recommended that families interested in undergoing IVF treatment have a detailed understanding of local subsidy policies,And prepare the necessary supporting materials during the application process。
The above information is for reference only,The specific subsidy policies and preferential conditions may vary depending on the time and location。Suggest consulting the local health commission or relevant medical institutions to obtain the most accurate information。
